Borrow smarter with lowest interest
Loan against mutual funds offers lower interest rates than any other common loan options
Key Benefits
Fast, secure, and fully digital. Get instant cash against your mutual funds with zero paperwork and complete transparency.
No Mutual Fund Sale Needed
Your investments keep compounding while you borrow them.
Pay Interest only on amount utilised
Interest applies only to withdrawn amounts, not the full limit.
Instant disbursal
Fully digital, funds arrive in minutes.
Flexible repayment, no EMI pressure
Users can repay principal anytime, in any amount. Interest is charged monthly on withdrawn amount.
Cash against your Mutual Funds
in 4 easy steps
Calculate credit limit
Fetch your mutual funds to view available credit limit.
Complete KYC
Verify your KYC 100% digitally via Digilocker.
Setup EMI Auto-pay
Set up an EMI Auto-pay.
Pledge your funds
Pledge via OTP and confirm disbursement. Money is transferred in 2 hours.
Frequently Asked Questions
What happens to my funds after taking a loan?
Your mutual funds stay invested and continue to grow. They're only marked as pledged as collateral and can't be redeemed until the loan is repaid.
What types of funds can be used as a collateral?
Most equity and debt mutual funds can be used as collateral for loans.
Do I have to pay interest on the line amount?
No, you only pay interest on the amount you actually withdraw, not on the entire credit limit.
Can i withdraw again once I have repaid the whole amount?
Yes, once you repay the loan amount, you can withdraw again up to your credit limit.
What is the tenure of a loan?
The loan tenure is flexible and can be extended as long as your mutual funds remain pledged.
